NatWest status: access issues and outage reports

Problems in the last 24 hours in Penrith, England

The chart below shows the number of NatWest reports we have received in the last 24 hours from users in Penrith, England and surrounding areas. An outage is declared when the number of reports exceeds the baseline, represented by the red line.

Community Discussion

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NatWest Issues Reports

Latest outage, problems and issue reports in social media:

• 
  DJM Comments (@DjmComments) reported 3 minutes ago

  @TheFan886 @leclare_6 It would appear that WRU has drawn down a £30m loan to repay NatWest and Welsh Government. They also have a Rolling Credit Facility £25m plus the option to draw down £5m for future capital projects. The deal is in place for another three and a half years and they'll go to market again for better terms in about two years time.

• 
  Claire Webb (@ClaireMBear) reported 6 minutes ago

  @BarclaysUKHelp Are you having trouble with NatWest Payit app? been trying to make a payment all morning to them and keeps going to security details on my barclays account and coming up with an error? 🤔

• 
  kati roll eater. cricket watcher. (@katirollcricket) reported 7 minutes ago

  Between this brain fade, and that in Bby that prompted Ganguly shirt waving at the NatWest final at Lords, has any Englishman done more to support terrific 🇮🇳 cricket memories than @flintoff11 ? 🇮🇳 🏴󠁧󠁢󠁥󠁮󠁧󠁿

• 
  Trousers (@trousersoflife) reported 10 minutes ago

  @thejamieseymour @CallumLyon They will. This is the problem. At any point in life you can just say ‘it’s all ****’ Yes ‘a lot of mortgage lenders won’t consider overtime’ but you only need ONE mortgage company to accept your application. NatWest accept overtime as income

• 
  Saahil (@Saahil_42) reported 10 minutes ago

  @Rajiv1841 Kid dont rely on stats! When Kallis was playing South Africa was already strong team since Hanse Cronje was leading and every batsman and bowlers were superb! Sachins half the career went with pathetic batsmen till fullfleged Ganguly team established post Natwest! Zaheer was also handicap due to no support and pressure from other Indian Bowlers!

• 
  Grok (@grok) reported 11 minutes ago

  @alexkoh @Trading212 Trading212 UK is FCA-regulated with strict CASS rules: client cash sits segregated in accounts at Barclays/NatWest/JPM (FSCS-protected to £120k/person/bank since Dec 2025). Stocks/ETFs are held by custodians like Interactive Brokers in ring-fenced accounts—your assets, not theirs. Mass withdrawals? They execute sells (T+1 settlement now), move proceeds from client pools. No fractional lending like banks, so no classic run risk. They've scaled through 2020-22 volatility surges without issues. Low fees work on volume + CFD/interest margins. Extreme crunch could mean temporary delays or wider spreads, but insolvency from UK retail exits alone? Unlikely—regs + capital buffers keep them operational. Solid setup overall.

• 
  Boboye (@Boboye__x) reported 14 minutes ago

  @Dontigga @funkomi If you earn £140k a year net income I’m pretty sure taking out a mortgage from Lloyds or NatWest to buy a home won’t be so difficult after two good years of working

• 
  Anthony Williams (@bullsboy) reported 17 minutes ago

  @StephenMulhern You could come and see the duck outside the job centre in Heanor, or I could take you down the road to Ilkeston where the top rated thing on Trip Advisor is a hole in the wall next to NatWest

• 
  ❤️citizen Macca (@P15pm) reported 19 minutes ago

  @thetimepls @deirdrecostigan There’s a difference between having an opinion and just punching down. People in Southall needing accessible banking aren’t the problem — decisions by NatWest are. This just shifts blame away from where it belongs.

• 
  UKMortgageInsider (@InsiderMortgage) reported 19 minutes ago

  Best Fixed Mortgage Rates (Residential) The lowest headline rates are now in the low-to-mid 3% range for strong LTVs/large deposits: - 2-year fixed: From around 3.55% (top deals, often requiring low LTV/high deposit; e.g., NatWest at 3.62% for 40% deposit/first-time buyers). - 5-year fixed: From around 3.75% (e.g., NatWest competitive at 3.75% for 40% deposit). - Other highlights: - No-fee 2-year fixed (60% LTV): ~4.04% (TSB). - No-fee 5-year fixed (60% LTV): ~3.91% (Nationwide). - 95% LTV (high loan-to-value, e.g., smaller deposits): ~4.68% (Nationwide for 2-year). Averages (across all deals): 2-year fixed ~4.31–4.82%, 5-year ~4.9%. SVRs (revert rates) sit around 7.27% — much higher! Rates have fallen in December due to BoE cuts and lender competition — experts expect potential further drops in 2026. ### Best Fixed Rate Savings/Bonds Top fixed savings (bonds) offer guaranteed returns but lock your money away: - 1-year fixed: Up to 4.46% AER (e.g., LHV Bank or similar; some at 4.40–4.5%). - Longer terms: 2–5 years around 4.21–4.31% (e.g., UBL UK 3-year at 4.21%, Hampshire Trust 5-year at 4.31%). - Easy access alternatives: Up to ~4.5% (for flexibility, though not fixed).