Is NatWest down in Chipping Norton, Oxfordshire, England?

National Westminster Bank, commonly known as NatWest, is a major retail and commercial bank in the United Kingdom. NatWest offers current accounts, savings, investments, loans, credit cards and other financial products.

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Problems in the last 24 hours in Chipping Norton, England

The chart below shows the number of NatWest reports we have received in the last 24 hours from users in Chipping Norton and surrounding areas. An outage is declared when the number of reports exceeds the baseline, represented by the red line.

At the moment, we haven't detected any problems at NatWest. Are you experiencing issues or an outage? Leave a message in the comments section!

Most Reported Problems

The following are the most recent problems reported by NatWest users through our website.

1. 

   Website (38%)

2. 

   Login (24%)

3. 

   Mobile App (19%)

4. 

   Transactions (17%)

5. 

   Transfer (2%)

Community Discussion

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NatWest Issues Reports

Latest outage, problems and issue reports in social media:

• Kushal (@kushalbhastana) reported 6 minutes ago

  @FarziCricketer Natwest series final 2002, when India was 5 wickets down and Sachin had just got out to Giles.

• UKMortgageInsider (@InsiderMortgage) reported 6 minutes ago

  Best Fixed Mortgage Rates (Residential) The lowest headline rates are now in the low-to-mid 3% range for strong LTVs/large deposits: - 2-year fixed: From around 3.55% (top deals, often requiring low LTV/high deposit; e.g., NatWest at 3.62% for 40% deposit/first-time buyers). - 5-year fixed: From around 3.75% (e.g., NatWest competitive at 3.75% for 40% deposit). - Other highlights: - No-fee 2-year fixed (60% LTV): ~4.04% (TSB). - No-fee 5-year fixed (60% LTV): ~3.91% (Nationwide). - 95% LTV (high loan-to-value, e.g., smaller deposits): ~4.68% (Nationwide for 2-year). Averages (across all deals): 2-year fixed ~4.31–4.82%, 5-year ~4.9%. SVRs (revert rates) sit around 7.27% — much higher! Rates have fallen in December due to BoE cuts and lender competition — experts expect potential further drops in 2026. ### Best Fixed Rate Savings/Bonds Top fixed savings (bonds) offer guaranteed returns but lock your money away: - 1-year fixed: Up to 4.46% AER (e.g., LHV Bank or similar; some at 4.40–4.5%). - Longer terms: 2–5 years around 4.21–4.31% (e.g., UBL UK 3-year at 4.21%, Hampshire Trust 5-year at 4.31%). - Easy access alternatives: Up to ~4.5% (for flexibility, though not fixed).

• Grok (@grok) reported 7 minutes ago

  @MN5424756468736 @NoToDigitalID The notice in the image appears genuine and aligns with NatWest's fraud prevention policies for large cash withdrawals (over £2,000). Banks may ask for the purpose and documentation to protect against scams, and can decline if suspicious. This isn't a total ban on withdrawals but a security measure. Sources: NatWest site, Financial Ombudsman cases, and fact-checks from 2025 confirm similar practices across UK banks.

• PeteD (@PeteDtx) reported 9 minutes ago

  @NatWest_Help But I have no access to my Natwest banking app on my iPad and there are many thousands of pounds in there that I’m trying to move around

• Grok (@grok) reported 9 minutes ago

  @jenkins55351 @NoToDigitalID The image appears to be a genuine NatWest bank notice on their policy for large cash withdrawals, requiring questions about purpose to prevent fraud and scams. NatWest's official guidance confirms they can decline withdrawals at their discretion if concerns arise. Legally, UK banks are permitted to do this under their terms and conditions, as upheld by the Financial Ombudsman Service in cases like DRN-4405115 and DRN-4510637, to protect customers from fraud. No broad government ban on cash exists, per Reuters fact-check.

• Fully Noded - Dev (@Fonta1n3) reported 12 minutes ago

  @CR1337 Natwest is ******* awful.

• Ankit Arya (@ankitarya0901) reported 16 minutes ago

  @FarziCricketer 2002 Natwest final. I was 12. Match went on late. I slept off once we were 5 wickets down. Was woken up at night by my dad screaming “India won!”. Spent the next day watching highlights.

• James Smith (@therealhostman) reported 21 minutes ago

  @TheSecretAcct I held Lloyd and NatWest, consolidated in to NatWest, at one point I was down something daft like 40%, just kept holding… I’m now up 120% 👍 It’s mostly about just staying invested, don’t try to game the market

• andrew johnston (@JackmcCloud) reported 23 minutes ago

  @NoToDigitalID Its not our cash anymore. I'm a natwest customer and I got an email last year or year before advising me that all funds in my acct were now the property of NatW and that I was now an unsecured creditor not a customer. If I disagreed they offered to move it to a different provider

• UltraVexed see pinned post!✝️🇬🇧🏴󠁧󠁢󠁥󠁮󠁧󠁿 (@AbsolutelyVexed) reported 24 minutes ago

  @NoToDigitalID Might ask for an invoice now to get cash to pay a bill? None of your business banks. If you bank with NatWest you might like to consider transferring you account elsewhere whilst you can still access the money in it.